# Finance for teams that run on agents

> Ramp helps agents buy, pay, procure, and complete work for the business with the controls finance teams need.

Every page is also available as Markdown by requesting it with an `Accept: text/markdown` header.

## Pages

- [Finance for teams that run on agents](https://agents.ramp.com/): Ramp helps agents buy, pay, procure, and complete work for the business with the controls finance teams need.
- [Talk to the Team](https://agents.ramp.com/talk-to-team): Tell Ramp what you want agents to do with payments, purchasing, embedded workflows, or internal agent tools.
- [Ramp Agent Cards](https://agents.ramp.com/cards): Virtual cards issued to your agents, each with spend limits, merchant and category restrictions, human-in-the-loop approvals, and auto-expiry.
- [Skills](https://agents.ramp.com/skills): Official Ramp skills for AI agents — portable instruction sets for cards, bill pay, procurement, travel, and more. Synced from the public ramp-public/skills catalog.
- [Community](https://agents.ramp.com/community): Join builders shipping agents on Ramp — share MCP setups, CLI workflows, and skills in Slack.
- [Events](https://agents.ramp.com/events): In-person workshops and meetups for builders using Ramp MCP and CLI — hands-on sessions in San Francisco with the Ramp team and partners.

## Docs

Guides for connecting agents to Ramp and running them in production.

- [Introduction](https://agents.ramp.com/docs/overview/introduction): Ramp provides financial capabilities designed for agent-native companies.
- [Getting Started](https://agents.ramp.com/docs/overview/getting-started): Connect Ramp and see what needs your attention.
- [Connecting](https://agents.ramp.com/docs/guides/connecting): There are three ways to connect your agents to Ramp:
- [Identity](https://agents.ramp.com/docs/guides/identity): Choose whether an agent represents a person or operates as a business-owned identity.
- [Payments](https://agents.ramp.com/docs/guides/agentic-payments): Let agents complete purchases with Ramp funding methods while maintaining company controls and a traceable audit trail.
- [Incorporation](https://agents.ramp.com/docs/guides/incorporation): Form a US LLC with your agent as part of Ramp signup.
- [Banking](https://agents.ramp.com/docs/guides/banking): Documentation for business accounts, balances, and controlled money movement.
- [Travel](https://agents.ramp.com/docs/guides/travel): Documentation for policy-aware flight and hotel search and booking.
- [Data Analysis](https://agents.ramp.com/docs/guides/data-analysis): Documentation for analyzing Ramp finance data with agents.
- [Users](https://agents.ramp.com/docs/guides/users): Documentation for user identity, teams, roles, and organization data.
- [Bills](https://agents.ramp.com/docs/guides/bills): Documentation for bill review, approvals, scheduling, and payment status.
- [Procurement](https://agents.ramp.com/docs/guides/procurement): Documentation for purchase requests, approvals, and purchase orders.
- [Funds](https://agents.ramp.com/docs/guides/funds): Documentation for spend controls, balances, members, and restrictions.
- [Agent Tools](https://agents.ramp.com/docs/reference/agent-tools): Canonical generated list of Ramp tools available through Ramp MCP and Ramp CLI.

## Skills

Official Ramp skills for AI agents — portable instruction sets synced from github.com/ramp-public/skills.

- [Agentic purchase](https://agents.ramp.com/skills/ramp-agentic-purchase): Make purchases using Ramp agent cards via browser checkout, then complete all transaction requirements (memo, tracking categories, receipt, trip). Use when asked to buy something with an agent card, make a payment using Ramp, spend from a fund, complete missing transaction items, or test the agent card payment flow. Also use when asked about agent card access, availability, or how to get started with Agentic Cards. Requires ramp CLI and a playwright-cli-driven browser (see bundled browser-checkout.md).
- [Apply for account](https://agents.ramp.com/skills/ramp-apply-for-account): Start or complete a Ramp financing application. Use for application signup, missing information, documents, banking, follow-ups, progress checks, and clear handoffs between an agent and the person applying.
- [Approval dashboard](https://agents.ramp.com/skills/ramp-approval-dashboard): Review and approve pending transactions, bills, reimbursements, and requests. Use when: 'approve', 'pending approvals', 'what needs my approval', 'review transactions', 'approve bills', 'reject', 'approval queue', 'clear my approvals'. Do NOT use for: transaction analysis, receipt uploads, or spend tracking.
- [Book flight](https://agents.ramp.com/skills/ramp-book-flight): Books flights conversationally through the ramp CLI: resolves cities to airports, searches one-way and round-trip flights, presents and compares offers, previews the fare, and tickets the booking on the traveler's explicit approval. The user describes a trip in plain language ('book a flight from Toronto to SFO') and never needs to know a CLI command. Use when someone wants to book, find, search, or compare flights, or says 'fly from X to Y'. Not for cancellations, changes, refunds, seat selection, loyalty programs, hotels, cars, or multi-city trips.
- [Book hotel](https://agents.ramp.com/skills/ramp-book-hotel): Searches and books hotels conversationally through the Ramp CLI: resolves the traveler, searches paginated hotel inventory, compares the selected room-rate returned for each hotel, previews the selected rate, and books only after explicit approval. Use when someone wants to find, compare, or book a hotel or lodging. Not for flight booking, cancellations, changes, refunds, or car rentals.
- [Card management](https://agents.ramp.com/skills/ramp-card-management): Inspect a user's card/fund status, then activate or lock/unlock a card from the terminal. Use for card status, card lock questions, physical card activation, and card lock/unlock actions.
- [Complete expenses](https://agents.ramp.com/skills/ramp-complete-expenses): Find and complete missing items on your transactions — receipts, memos, accounting categories, funds, and attendees. Use when: 'missing receipts', 'upload receipt', 'attach receipt', 'receipt sweep', 'add memo', 'categorize transactions', 'missing items', 'transaction cleanup', 'fix my transactions', 'set tracking category', 'assign to fund', 'bulk memo update', 'receipt compliance'. Do NOT use for: approving transactions (use ramp-approval-dashboard), vendor documents like W-9s or contracts (use ramp-manage-vendors), or spend reporting (use ramp-spend-analysis).
- [Get started](https://agents.ramp.com/skills/ramp-get-started): Hand your agent this playbook. It gets you set up on Ramp — or applying, if you're new — plus the menu of everything else you can do. Use as the one-fetch entry point for Ramp across Claude Desktop, ChatGPT, Claude Code, Codex, and Perplexity.
- [Incorporate](https://agents.ramp.com/skills/ramp-incorporate): Resolve the COMPLETE_INCORPORATION blocker in a Ramp financing application by filing a US LLC through Ramp. Use when GET /developer/v1/applications/progress returns user_action: COMPLETE_INCORPORATION with provider: doola. Also use after a submitted unformed-entity Ramp application reaches IN_REVIEW / WAIT_FOR_RAMP and the applicant explicitly asks to file the LLC. Also use for: "incorporate my business", "file an LLC for me", "set up an LLC through Ramp", "Ramp incorporation", "I don't have a legal entity yet". Do NOT use for: businesses that already have an EIN (use ramp-apply-for-account PATCH instead), non-US founders or country fields, companies without a US principal place of business, or C-Corp formation (Phase 1 is LLC-only).
- [Manage bills](https://agents.ramp.com/skills/ramp-manage-bills): Search, inspect, and manage vendor bills and invoices. Use when: 'find a bill', 'show me pending bills', 'bill details', 'look up a bill', 'draft bill details', 'bill attachments', 'what bills need my approval'. Do NOT use for: approving bills (use ramp-approval-dashboard), uploading vendor documents (use ramp-manage-vendors), or card transaction management (use ramp-complete-expenses).
- [Manage procurement](https://agents.ramp.com/skills/ramp-manage-procurement): Search, inspect, track, and safely approve submitted procurement requests and purchase orders. Use when: 'find a PO', 'show procurement request details', 'purchase order status', 'what procurement requests need approval', or 'approve this PO request'. Do NOT use to create, continue, edit, review before submission, or submit a draft request (use ramp-submit-procurement-request), or for a cross-product approval queue (use ramp-approval-dashboard).
- [Manage vendors](https://agents.ramp.com/skills/ramp-manage-vendors): Manage your vendors' documents and onboarding materials — upload vendor documents such as W-9/W-8 tax forms, contracts, COIs, payment instructions, and onboarding paperwork, then check bulk upload OCR and matching status. Use when: 'upload a W9', 'attach a vendor contract', 'bulk upload supplier docs', 'check vendor document status', 'upload a COI for a vendor'. Do NOT use for card transaction receipts (use ramp-complete-expenses) or bill invoice attachments (use ramp-manage-bills).
- [Payment lookup](https://agents.ramp.com/skills/ramp-payment-lookup): Look up vendor bill payments and verify payment status from the terminal. Use when: 'did we pay', 'payment status', 'check if paid', 'verify payment', 'find invoice', 'bill lookup', 'was this bill paid', 'payment confirmation'. Do NOT use for: approving bills (use ramp-approval-dashboard), spend analysis across vendors (use ramp-spend-analysis), or uploading receipts (use ramp-complete-expenses).
- [Spend analysis](https://agents.ramp.com/skills/ramp-spend-analysis): Analyze spend by vendor, category, or team over a date range. Pulls card transactions and bill payments, aggregates totals, and produces summary tables. Use when: 'how much did we spend on', 'vendor spend', 'SaaS review', 'spend report', 'inference costs', 'total spend', 'spend by vendor', 'spend analysis', 'pull transactions for', 'cost breakdown'. Do NOT use for: approving transactions (use ramp-approval-dashboard), uploading receipts (use ramp-complete-expenses), or verifying a single bill payment (use ramp-payment-lookup).
- [Submit procurement request](https://agents.ramp.com/skills/ramp-submit-procurement-request): Create, complete, and submit new, existing draft, or approved-PO change-request Ramp procurement requests. Use when: 'submit a procurement request', 'start a purchase request', 'continue my draft', 'request to buy', 'create a PO request', 'change an approved PO', or 'submit a software purchase'. Do NOT use to track or approve a submitted request (use ramp-manage-procurement), or for reimbursements, bills, card expenses, vendor onboarding documents, or contract changes not tied to an approved Ramp PO.
- [Submit reimbursement](https://agents.ramp.com/skills/ramp-submit-reimbursement): Submit an out-of-pocket reimbursement from a receipt. Use when: 'submit reimbursement', 'reimburse me', 'I paid out of pocket', 'expense a receipt', 'file reimbursement', 'OOP expense', 'I bought something for work'. Do NOT use for: approving reimbursements (use ramp-approval-dashboard), uploading receipts to card transactions (use ramp-complete-expenses), or editing existing reimbursements.

## Events

In-person workshops and webinars for builders using Ramp MCP and CLI.

- [Build with Campfire + Ramp MCP](https://agents.ramp.com/events/campfire-ramp-mcp): Hands-on workshop on automating your monthly close with Campfire and Ramp MCP — live sandbox, real data, happy hour after.
- [CLI & Cocktails with Ramp](https://agents.ramp.com/events/cli-and-cocktails): SF happy hour for founders and builders — live Ramp MCP and CLI demos, open bar, laptops welcome.
- [Build with Rillet + Ramp MCP](https://agents.ramp.com/events/rillet-ramp-mcp): Connect Ramp spend data to Rillet's AI-native GL through MCP — close workflows, live demos, and Q&A with both teams.
- [Building Real Finance Automations with MCPs](https://agents.ramp.com/events/building-finance-automations-mcps): Live webinar — Stephen Hedlund (Rillet) and Dave Wieseneck (Ramp) demo real finance automations built with MCP, no engineering team required.

## Optional

- [Agent Skills index](https://agents.ramp.com/.well-known/agent-skills/index.json): Machine-readable index of runnable Ramp agent skills.
- [llms-full.txt](https://agents.ramp.com/llms-full.txt): Full text of every page, skill, and event in a single file.