Why was my card declined?

Find a declined charge and get a plain-English reason plus what to do next.

When a card charge fails, you need the why and the fix — not a generic decline code. Hand your agent the merchant, amount, or timing and it finds the declined transaction, explains what happened, and spells out remediation steps.

“Why was my $312 charge declined yesterday?”

ramp://agents

## Before you run
- Ramp connector enabled in Claude Desktop ([connector directory](https://claude.ai/directory/61bac03c-3f98-4b3c-affb-1b99533fa82c))

A Ramp card charge was declined and I need to understand why.

Merchant: [REPLACE — merchant name or description]
Approximate amount: [REPLACE — amount, if known]
When: [REPLACE — date or "most recent"]

Find my declined transaction that matches, then explain in plain English:
- Why it was declined
- What I can do next (including anything that needs an admin)
- The notification I would have received

If more than one declined charge matches, list them and ask me which to explain.

For agents

Agents can fetch this playbook as a skill and run it directly.

curl -fsSL https://agents.ramp.com/.well-known/agent-skills/explain-a-declined-charge/SKILL.md

View SKILL.md