Overview
Introduction
Ramp provides financial capabilities designed for agent-native companies.
Two ways Ramp models agents
Agents acting on behalf of users
This is the model available today. A person connects Ramp, and the agent acts with that person's identity and permissions. The agent can only see and do what the authenticated Ramp user is allowed to see and do.
| Merchant | Cardholder | Amount | Date |
|---|---|---|---|
Notion Software |  Claude On behalf of Dana | $486 | Aug 12, 2026 |
Agents with their own identities
This model gives an agent a distinct identity, permissions, and audit trail.
| Merchant | Cardholder | Amount | Date |
|---|---|---|---|
 DoorDash Meals | Office Manager | $140 | Aug 11, 2026 |
How agents use Ramp
Ramp is designed to work across any agent runtime and harness. There are three general paths:
- CLI (Recommended) for agents with access to a terminal or command line.
- MCP for Claude, ChatGPT, and other general-purpose assistants that discover and call tools.
- Developer API for deterministic, programmatic integrations.
If your agent can run terminal commands, we recommend starting with the CLI. The Ramp dashboard is also available for manual verification and agents using a general-purpose browser.