Overview

Ramp gives AI agents a permissioned way to work with your finance data and payment workflows. Use it when you want an assistant to answer spend questions, inspect cards and funds, reason over policies, or generate constrained Agent Card credentials for a purchase.

Agents reach Ramp two ways — Ramp MCP for conversational assistants and IDE agents, and the Ramp CLI for terminal agents, scripts, and packaged skills. Both authenticate through Ramp OAuth and act with the permissions of the user who connected them; writes are attributed and audited. Connect an agent covers which one to choose.

What is live today

• Spend and account context — transactions, cards, funds, vendors, departments, entities, accounting categories, treasury balances, trips, and related Ramp objects according to your permissions.
• Policy and help — answers about expense policy, spend limits, fund restrictions, decline reasons, and Ramp help content.
• Agent Cards — single-use card credentials for real purchases, via MCP or the CLI agentic-purchase skill, when your business is enrolled and the user has the right access.
• CLI workflows — terminal commands, JSON output for agents, and installable skills that package multi-step Ramp workflows.

The exact MCP tool list is generated from production and can change as Ramp ships new tools. Use the MCP tools reference for exact tool names, and use this section for the product-level map.

Where to start

• Don't have a Ramp account yet? Your agent can sign up for Ramp — or incorporate a US LLC first if you don't have a business entity.
• Already have Ramp? See Connect an agent to choose between MCP and the CLI, then follow the Quickstart to make your first connection.
• Building on the REST API instead? See the Developer API.